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Overview

Since 1990, Zurich Insurance Company has been committed to providing the insurance coverage that meet the special needs of the design industry. Our underwriters — who have years of design and insurance experience — understand the types of risks that different A&E firms face and can help design a professional liability program that reflects each firm's unique risk profile.

                           

 

Customer Profile

  • Architects
  • Civil engineers
  • Electrical engineers
  • Environmental engineers                                  
  • Mechanical engineers
  • Structural engineers
  • Interior designers
  • Land surveyors
  • Specialty engineers
  • HVAC engineers
  • Traffic engineers
  • Landscape architects
  • Communication engineers

Coverage

The A&E professional liability policy provides:

  • Joint venture coverage
  • Asbestos and pollution coverage
  • Innocent principal coverage
  • Broader "professional services" definition
  • Automatic equity interest coverage — up to 20 percent
  • Mediation credit of 50 percent up to $20,000
  • Broad definition of "insured"
  • Automatic waiver of subrogation when required by clients and accepted prior to claim

 

 

Limit of Capacity

  • Limits up to $10 million

  • Split limits available

  • Deductibles starting at $5,000

 

* While Zurich is a primary market for our A&E professional liability and Business Owners Package, it is not the only company that we have available and your insurance may be provided by one of the other companies where the coverage may not be the same as stated in this brief description. 

 

 

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